Terms & Conditions

TERMS & CONDITIONS — 2025 Cross Border Tax — File & Win iPhone Contest

Organized by Finnection FZCO / AskCrossBorder.tax
Last Updated: 30 November 2025

1. Contest Overview

1.1 Organizer

The 2025 Cross Border Tax — File & Win iPhone Contest (the “Contest”) is organized by Finnection FZCO / AskCrossBorder.tax.

This Contest is independently organized. No social media platform or device manufacturer sponsors or endorses the Contest.

1.2 Contest Period

The Contest runs from 1 December 2025 to 31 May 2026, ending at 11:59 PM Gulf Standard Time.

1.3 Important Deadlines

Requirement

Deadline

Pre-registration

31 March 2026

Filing completion & review submission

31 May 2026

Winner Draw

June 2026

2. Eligibility

Participants must:

– Be 18 years of age or older;

– Meet requirements for Category A (File & Win) or Category B (Refer & Win);

– Provide accurate and verifiable information;

– Not be employees, contractors, or immediate family members (spouse, parents, siblings, children—regardless of age) of the Organizer;

– Comply with these Terms & Conditions.

Contest will be void, where prohibited by local laws.

Contest will be void, where prohibited by local laws.

3. Eligible Cross-Border Tax Services (“Eligible Service”)

Only the following (or other services explicitly approved by the Organizer) qualify:

3.1 Canada

  • Final/Departure Tax Return
  • Rental Income (NR6/ NR4 & Section 216)
  • NR73 (Residency Determination — Leaving Canada)
  • NR74 (Residency Determination — Entering Canada)
  • Canadian Resident with foreign income/assets
  • Non-Resident Sale of Property (T2062 / T2062A)
  • Foreign Resident with Canadian Sourced Income

3.2 United States

  • US Non-Resident filing Form 1040NR
  • US Resident with foreign income/assets (FBAR, Form 8938 where applicable)
  • US Expat Tax (citizens / green card holders)
  • Streamlined Filing Compliance (3 years returns + 6 years FBAR)
  • US Entity Returns (1120, 1120S, 1120F, 1065)
  • US LLC with Foreign Ownership (5472)
  • US Person with Foreign Entity Ownership (5471)

3.3 Cross-Border Consultancy

  • Paid Canada / US / UAE tax advisory
  • UAE Transfer Pricing consultancy

3.4 Organizer’s Discretion

Organizer may confirm additional related services as eligible on a case-by-case basis.

4. Category A — File & Win

4.1 Overview

Category A is for individuals/ business entities who use an eligible cross-border tax service. They may have self-registered (without referral code) or through referral (with referral code).

4.2 Step A1 — Join Facebook Group (“AskCrossBorder.Tax”)

4.3 Step A2 — Pre-Register (Deadline: 31 March 2026)

  • Pre-registration must be completed using the official Contest form. Link to be shared on Official FB Group
  • Direct Message (FB/ Insta etc.) registrations, WhatsApp messages, or comments do not qualify as registrations.
  • To ensure proper scheduling, document collection, fee quotation, and timely completion of filings before the Contest closing date, all participants must pre-register using the official Contest registration link on or before 31 March 2026.
  • Unless this deadline is extended publicly, pre-registration after 31 March 2026 will not qualify for Contest participation, even if the participant later becomes a client.
  • Late pre-registration cannot be accepted to ensure adequate time for:
    • Scoping the required tax work
    • Providing accurate pricing
    • Completing compliance filings before 31 May 2026

4.4 Step A3 — Complete an Eligible Service

  • Engage, fully complete and pay for an Eligible Service, OR
  • Fully pay for a partially completed service.
  • Deadline: On or before contest end date.

4.5 Step A4 — Submit a Genuine Review

  • Must be posted on Google using the official link. Review link will be shared on Official FB Group
  • Must contain a minimum of 10 words.
  • Must reflect genuine experience.
  • Must be submitted before 31 May 2026.

4.6 Step A5 — Voluntary Participation

Participant must consent to the Contest during pre-registration.

4.7 Automatic Disqualification

Entries are void if:

– Service is cancelled, refunded, or charged back;

– Review is not submitted;

– Identity cannot be verified.

Fake identities, duplicate emails, or self-referrals disqualify the participant.

5. Category B — Refer & Win (Referrer Entry)

5.1 Overview

Category B entries are earned by referrers when their referees complete Category A. There is no limit on number of referrals. Each eligible referral is counted as one entry in Category B draw. The more the referrals, the higher odds of getting selected in the draw (statistically).

5.2 Requirements for Referrer

  • Join AskCrossBorder.tax Facebook Group (Official FB Group). Link: https://www.facebook.com/groups/2047940099339578
  • Obtain explicit consent from referee.
  • Provide unique referral code.
  • Referee will pre-register via the official form and enter referral code.

5.3 Requirements for Referee

Referees must complete all Category A requirements. Only when a referee completes ALL Category A steps (enters into category A draw) does the referrer earns a Category B entry.

5.4 Referral Code Conditions

  • Must be entered at time of referee pre-registration. Entering this code is deemed as consent from the referee that he has been referred by the referrer.
  • Forgotten or incorrect codes are invalid.
  • Earliest verified code takes priority.
  • Organizer may verify consent.
  • Organizer’s timestamp is final

5.5 Family Unit Rule

A household (spouses + children under 18 years) counts as one referral unit, regardless of number of tax returns. For greater clarity, even if multiple returns are needed for multiple jurisdictions or tax situations, that would still be considered as one entry for category A (for filer) and one entry for category B (referrer, if any).

5.6 Fraud & Abuse Prevention

Invalid if:

  • Referrer refers themselves or their immediate family (spouse and kids under 18 years)
  • Fake or duplicate emails are used
  • Temporary emails or fake identities
  • Referee denies consent
  • Inaccurate contact information
  • Suspicious activity detected (example fake IDs used)

6. Verification of Entries

Organizer may verify:

  • Identity
  • Facebook membership
  • Review authenticity
  • Service completion
  • Referral consent
  • Timestamp accuracy

Entries may be rejected if unverifiable.

7. Prizes

7.1 Category A – File & Win (2 Winners)

  • 1st Prize: iPhone 17
  • 2nd Prize: iPad (128 GB)

Draw Method — Suspense Format

  • First name drawn = 2nd Prize
  • Second name drawn = 1st Prize

7.2 Category B (3 Winners)

  • 1st Prize: iPad (128 GB)
  • 2nd & 3rd Prize: AirPods Pro 3

Draw Method — Suspense Format

  • First and second names drawn = 2nd & 3rd prizes
  • Third name drawn = 1st Prize

7.3 Prize Conditions

  • Non-transferable, non-cashable, non-exchangeable
  • Organizer may substitute with equal or higher value item if required
  • Any taxes associated with prize acceptance are the winner’s responsibility
  • Device colour/model variation subject to availability

8. Winner Selection & Notification

  • Winners will be selected via random draw from valid entries
  • Winners will be contacted by email/phone
  • If no response is received within 7 days, a new winner may be selected
  • Organizer may publicly share winners’ first name and city
  • Number of total entries may not be disclosed
  • Organizer’s decision is final and binding

9. Withdrawal, Cancellation, and Refunds

Entries are automatically void if:

  • A participant cancels service
  • Organizer decides not to provide a specific service to a specific participant. Such denial of service may be due to issues including, but not limited to, KYC failure, conflict of interest, misrepresentation, fraud risk, service scope not suitable, difference of opinion on certain tax position, insufficient data, capacity limit etc.  Denial of service shall be based on objective and reasonable (as deemed by organizers) grounds and will not be arbitrary or discriminatory.
  • A participant requests a refund
  • A participant reverses payment or initiates chargeback
  • A participant fails to complete required steps by the deadline

10. Privacy

Participant information is used solely for Contest administration and cross-border tax communication. No personal data will be sold or shared with external third parties. Reviews may be used in marketing materials with first name/initial.

11. Liability Disclaimer

Organizer is not responsible for:

  • Technical failures preventing participation
  • Incorrect or incomplete entries
  • Network issues, outages, or delays
  • Disputes between referrer and referee
  • Any legal, financial, or tax implications arising from prize acceptance

Participants enter at their own risk.

12. Right to Modify, Suspend, or Cancel

Organizer may modify or cancel the Contest for operational, legal, or fraud-related reasons. Changes will not materially disadvantage participants who have already earned valid entries.

13. Governing Law

This Contest is governed by UAE law unless otherwise required by local jurisdiction.

14. Contact Us

In case any clarity is needed, please contact [email protected] or +1 647 795 5462